PayFanout API reference
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    Interface ScaPreference

    SCA/3DS tuning. Best-effort per PSP: adapters map what their PSP supports and ignore the rest (capability differences stay visible in docs, not runtime surprises — exemptions are requests, never guarantees).

    interface ScaPreference {
        challenge?: "automatic" | "force";
        exemption?: "moto";
    }
    Index
    challenge?: "automatic" | "force"

    "force" demands a 3DS challenge even when the PSP would skip it.

    exemption?: "moto"

    MOTO (mail order / telephone order) exemption request, where supported.